What treatment can cost
| Treatment | Typical cost |
|---|---|
| Total hip replacement, one hip, at a UK referral hospital (dog 10–40kg / over 40kg; surgery, implants, up to 3 days in hospital, post-op CT) | £7,750 / £8,050 per hip, plus £1,350 work-up (Langford Vets price list, 1 May 2026, inc. VAT)[7] |
| Total hip replacement, one hip, standard implants (includes initial consultation, imaging and average hospital stay) | £8,500–£9,000 per hip, from-price (Fitzpatrick Referrals published price guide, inc. VAT, checked 2026)[8] |
| Double or triple pelvic osteotomy (young dogs) | £6,090–£6,825, plus £650 if CT is needed (Langford Vets price list, 1 May 2026, inc. VAT)[7] |
| Femoral head and neck excision | £3,990–£4,725, plus £650 if CT is needed (Langford Vets price list, 1 May 2026, inc. VAT)[7] |
| Referral lameness investigation with sedation and X-rays or CT scans | £2,100–£2,940 (Langford Vets price list, 1 May 2026, inc. VAT)[7] |
Costs vary by practice, region and case. Figures are as published by the cited source, not quotes.
Insurance points to check
Pre-existing conditions
Insurers generally will not cover illness your dog had, or showed signs of, before the policy started, and later flare-ups of the same condition are usually excluded too. If you switch insurer after a diagnosis, the new policy is likely to exclude it.[13]
Bilateral conditions
Many policies count the same condition in both hips as one condition. If one hip showed signs before cover started, the other hip can be excluded as well. The Financial Ombudsman described this as a standard term in most pet insurance policies.[11]
Waiting periods
Most providers do not cover illnesses that begin in the first 10 to 14 days of a policy, and signs that first appear in that period are treated like a pre-existing condition. A few insurers waive this if you are switching from another provider.[10]
Breed and age terms
Insurers set premiums by breed, age and claims history, and pedigree or older dogs may cost more to insure. Check the policy wording for any exclusions on hereditary or developmental conditions before you buy, as we have not been able to confirm how common these are in UK policies.[9]
Lifetime versus per-condition limits
Lifetime cover pays up to a set amount each year while you keep renewing. Maximum benefit cover stops once a per-condition amount is spent, and time-limited cover pays for each condition for 12 months. For a lifelong condition that may need surgery on both hips, the difference is significant.[9]
What it is
Hip dysplasia is an inherited condition in which one or both hip joints develop abnormally[1]. The ball and socket do not fit together properly, so the joint becomes loose and unstable, which leads to pain, swelling and eventually arthritis[4]. The damage cannot be reversed, so treatment focuses on controlling pain or replacing the joint[6].
Genes are the main cause, and most affected dogs inherit it from a parent[4]. Fast growth, being overweight and too much exercise while young can make it worse[4]. Obesity and over-exercise during growth are also named as environmental factors in UK research on the screening schemes[6].
Signs to look out for
Signs usually appear while a puppy is growing, often from around five to six months old[4]. Mild cases may not show until arthritis develops later in life[4]. Things to watch for include[4]:
- “bunny hopping”, where both back legs move together when running
- limping, lameness or stiffness
- difficulty getting up, lying down, jumping or using stairs
- a swaying or wobbly walk
- less interest in walks
- thin muscles over the back legs and hips
Other problems can look similar, including cruciate ligament disease, spinal conditions and joint infection, so a vet needs to confirm the cause[5].
How it’s diagnosed and treated
Diagnosis is based on a physical examination and X-rays of the hips[5]. Some of the hands-on joint tests are likely to need sedation, and X-rays can miss looseness in very young dogs[5].
Hip scoring under the BVA/Kennel Club scheme is a separate screening test, mainly for breeding dogs. The dog must be at least one year old and microchipped, each hip is scored from 0 to 53, and the total runs from 0 to 106, where lower is better[1]. A single submission costs from £82.50 including VAT, on top of your own vet’s fee for the X-rays[1].
Managing it without surgery. Most dogs are managed medically[5]. That means weight control, short regular lead walks rather than running, jumping and chasing, anti-inflammatory pain relief, physiotherapy and hydrotherapy[4]. It is a lifelong condition, and most affected dogs develop arthritis later on[4].
Surgery. Surgery is considered for dogs that stay painful despite daily management, and most options need referral to a specialist hospital[4]. The main operations are[5]:
- Juvenile pubic symphysiodesis (JPS): a short preventive operation on puppies, which has to be done between 12 and 16 weeks of age (up to 22 weeks in giant breeds), before most puppies show signs.
- Double or triple pelvic osteotomy: an operation on the pelvis to improve the hip joint in young dogs, usually aged five to ten months. It is a major operation and not commonly done in UK specialist practice.
- Femoral head and neck excision: removing the head and neck of the thigh bone to relieve severe pain. It tends to work better in dogs under about 15–20kg, and recovery can take up to six months.
- Total hip replacement: replacing the joint with an implant, usually from around ten months old, with no upper age limit if the dog is otherwise healthy. Most studies report complications in 10% to 15% of cases, and dogs need strict rest for at least eight weeks afterwards.
At two UK referral hospitals with published price lists, a total hip replacement for a dog of Labrador size costs from £7,750 to £9,000 per hip, and one of them charges a separate £1,350 work-up on top[7][8]. These are single-hospital prices, not national averages.
Breeds most affected
Any dog can develop hip dysplasia, but it is much more common in medium and large pedigree breeds, including Labradors, German Shepherds, Golden Retrievers, Rottweilers, Bernese Mountain Dogs and Newfoundlands[4]. The BVA publishes a median hip score for each breed screened, and recommends breeding only from dogs scoring at or below their breed median[1]. For dogs scored in the five years to the end of 2025, the median was 8 for Labrador Retrievers, 11 for Golden Retrievers and German Shepherd Dogs, and 9 for Bernese Mountain Dogs[2]. Breeding from low-scoring dogs reduces the risk but does not remove it[1].
Screening appears to be helping. A study of BVA/Kennel Club scheme data found that mean and median hip scores in Labradors fell significantly over time, and the biggest change was a shrinking number of very high, badly affected scores[6].
Labradors are also among the breeds at risk of elbow dysplasia, a separate inherited condition where the elbow does not develop properly, which has its own BVA screening scheme[3].
How insurers treat it
Hip dysplasia is a lifelong condition that often needs ongoing medication and may need surgery on both hips, so it tests a policy’s limits. The key points:
Timing matters most. Insurers will generally not cover illness that your dog had, or showed signs of, before the policy started, and future flare-ups of that condition are usually excluded too[13]. Which? gives hip dysplasia as an example of a chronic pre-existing condition[10]. Moving to a new policy later will likely exclude conditions your dog has already had[13].
Both hips can count as one. In a 2025 decision, the Financial Ombudsman accepted that an insurer could decline a claim for both hips because signs in one hip pre-dated the policy, noting that treating two-sided conditions as one is standard in most pet policies[11].
Watch for extra restrictions. Some policies go further on two-sided conditions. One insurer’s terms for newly added pets say that if one hip or elbow was treated before cover started, the other side will not be covered for 12 months[12].
Check the limit type. A time-limited policy pays for each condition for 12 months, and a maximum benefit policy stops once its per-condition amount is used up[9]. A lifetime policy pays up to a set amount each year for as long as you renew[9].
Common questions
At what age does hip dysplasia show up?
Signs usually start while the puppy is growing, often at around five to six months. Milder cases may not show until arthritis develops later in life.
Does my dog need surgery?
Not necessarily. Most dogs are managed with weight control, exercise changes, pain relief and physiotherapy. Surgery is generally considered when a dog stays painful or lame despite that, or for young dogs where a joint-saving operation may help.
If only one hip is affected, will the other hip be covered?
It depends on the policy and on timing. If the condition started after your cover began, both hips are usually covered under the same condition. If one hip showed signs before cover started, many policies will exclude both hips because they treat the condition as bilateral.
Can I get my dog's hips scored without breeding from them?
Yes. Any dog over one year old that is microchipped can be X-rayed and submitted to the BVA/Kennel Club Hip Dysplasia Scheme. The score is mainly used by breeders, but it can also give you a baseline for your own dog.
Is hip dysplasia caused by exercise?
It is mainly inherited, but fast growth, being overweight and too much of the wrong exercise while young can make it worse. Short lead walks are generally better than long runs, jumping and chasing for an affected dog.
Sources
- [1]Hip Dysplasia Scheme. British Veterinary Association Canine Health Schemes. Accessed 27 October 2026.
- [2]Hip Dysplasia Scheme Breed Specific Statistics 2025. British Veterinary Association Canine Health Schemes, 2026. Accessed 27 October 2026.
- [3]Elbow Dysplasia Scheme. British Veterinary Association Canine Health Schemes. Accessed 27 October 2026.
- [4]Hip dysplasia in dogs. PDSA. Accessed 27 October 2026.
- [5]Hip dysplasia: when do we consider surgery? (Andy Moores). Vet Times, 2024. Accessed 27 October 2026.
- [6]Effectiveness of Canine Hip Dysplasia and Elbow Dysplasia Improvement Programs in Six UK Pedigree Breeds (James, McDonnell and Lewis, Frontiers in Veterinary Science 6:490). Frontiers in Veterinary Science, 2020. Accessed 27 October 2026.
- [7]Small Animal Referral Hospital Price Guide, Orthopaedics (prices correct as at 1 May 2026). Langford Vets, 2026. Accessed 27 October 2026.
- [8]Price guide. Fitzpatrick Referrals. Accessed 27 October 2026.
- [9]A guide to pet insurance. PDSA, 2017. Accessed 27 October 2026.
- [10]Pet insurance explained. Which?, 2025. Accessed 27 October 2026.
- [11]Final decision DRN-5290010 (pet insurance, hip dysplasia claim declined). Financial Ombudsman Service, 2025. Accessed 27 October 2026.
- [12]Important changes to your Value policy (January 2024). ManyPets, 2024. Accessed 27 October 2026.
- [13]Types of pet insurance policy (pet insurance guide). Association of British Insurers. Accessed 27 October 2026.